Walmart Cash Back Limit

We have all been there at one time or another, needing access to cash but also wanting to pick up a few things from the grocery store. For those who may not already be aware, your local Walmart makes it possible to accomplish both of these tasks by visiting any one of their 4,769 locations across America. In fact, the big-box store, along with its smaller neighborhood markets, allows customers to receive as much as $100 cashback when they make a purchase using a debit card, credit card, or even a check. And it doesn’t have to be a large purchase as customers can take advantage of this convenience even if they only need to buy coffee or a gallon of milk, for example. But what is Walmart Cash Back limit?

What You Should Know About Getting Cash Back at Walmart?

Along with limiting customers to a maximum of $100, Walmart also only provides cashback in increments of $20. Nonetheless, most customers still enjoy the benefit that comes with being able to get cash without having to make a separate trip to an ATM. It is worth noting, however, that there are ways around this limitation if customers need more than $100. For example, while going through the self-checkout, customers can make separate transactions, which will allow them even more opportunities to get cashback until they have the amount of cash that they need.

Alternatively, they can also go to different Walmart stores to complete these separate transactions as well. To get cashback using a debit or credit card, you will need to scan your items and then insert your card into the POS (point of sale terminal). The POS terminal will then ask you to confirm the final purchase price before asking you whether or not you would like to receive cashback. After selecting yes, you will be prompted to enter the amount you would like to receive.

Walmart Cash Back Limit When Using a Personal Check

While paper checks are not as common these days, most retailers, including Walmart, will still accept them as a form of payment. And they can also be used as a way to get cashback when making your purchases. However, there is a caveat in that cashback using a personal check is limited to $20.00 per transaction. Nonetheless, the process involved in getting cash back at Walmart when using a personal check is as follows:

  • After the cashier has scanned all of your items, you will write a check that covers the total purchase price plus the $20.00 you would like to receive in the form of cashback.
  • After giving the cashier your check and your ID (driver’s license or passport), he or she will then process the check using Walmart’s check processing company, typically TeleCheck.
  • Once the check has processed successfully, the cashier will provide you with a receipt for your purchase along with your cashback.

How Does Getting Cash Back Impact Your Account Balance?

If you choose to take advantage of Walmart’s cashback service, you should check your account balance to ensure you have enough funds to cover the transaction as this will help you avoid a declined transaction as well as overdraft fees from your bank. Also, it is important to note that the cashback and purchase amount will be debited from your account as a single transaction.